About Us

Waypoint Bank is a group of family-owned, community-oriented banks in Nebraska and Colorado. The bank was originally chartered in 1883 as First Bank & Trust Company in Cozad, Nebraska and expanded over the years to other Nebraska communities. Our ownership group in Nebraska has been a part of the Cozad community since 1917. The group in Colorado has been a part of the Colorado Springs community since 1979, opening the Mountain View Bank branch in 2002.

Our new name was inspired by the definition of waypoint – “the chosen point one wants to find and arrive at with precision.” It perfectly describes us. Waypoint Bank is where you take stock of your future and plot the next stage of your life with guidance from the people you know and trust.

Waypoint Bank and its leaders are committed to serving the local communities surrounding our branches. We strive for excellence in customer service by employing the friendliest and most knowledgeable individuals. We are a neighborhood bank; our management was born and raised in the Midwest with their roots deep in agriculture. This is where our roots began, though we now extend into urban communities as well. We have based our business relationships on our historical values…our word is our bond. We have kept our yesterday values as our today values, and they will remain the same tomorrow.

We want to make your banking experience easy. We care about you, your family and your business. We offer everything that the big chain banks offer, but with a personal touch. Come in and experience the difference.