Blog
Teaching Your Children About Financial Basics
Is your child ready to learn about money? Not sure how to teach them? Keep reading for some tips on teaching kids about financial basics. Start with an allowance Have your child do chores around the house, or earn good grades at school, to earn an allowance. It can be...
Test Your Financial Literacy With This Quiz
Think you know all there is to know about finances? Take this short quiz to see how much you really know! 1. How much of your paycheck should go to savings? a. 50% b. 20% c. 90% d. No idea 2. Amy and Tony are twins. At the age of 20, Tony started contributing $40 a...
Building Credit for Future Financial Success
Are you new to the world of credit or looking to boost your score? Establishing credit is crucial to achieving financial independence. Let’s look at how to navigate the path to building a strong credit foundation. Understanding the Basics Building credit starts with...
What Determines Your Credit Score? The 5 Big Factors
We are diving into the elusive credit score equation, and what you can do to improve your credit score. Your credit score is more than a number. It’s used to determine your creditworthiness, or your likelihood of paying back a loan. Whether you are applying for a...
Bill Pay: It is Easy-to-Use and Reliable
Make paying your bills smooth and simple What is Bill Pay, you may ask? It is a FREE feature and automatically included once you sign up for online banking from Waypoint Bank. Bill Pay allows you to set up reminders for when your payments are due, set up recurring...
Celebrating Love: Date Night Doesn’t Have to be Expensive
For those on a budget but still eager to create memorable experiences with a significant other, we've thought up some ideas just for you. This list will show you that date night can be enjoyable and meaningful without straining your wallet. Walk Down Memory Lane...
Rebuild Your Credit Score from the Ground Up
Get a Fresh Start in the New Year In the journey of financial well-being, credit plays a crucial role. Whether you've faced setbacks due to unexpected circumstances or simply want to improve your credit score, the good news is that rebuilding your credit is not only...
The New Year is a Time for New Financial Goals
How to Create Successful Financial Resolutions As we step into a new year, it's not just about embracing new resolutions for a healthier lifestyle or reading more books; it's also a great time to create successful financial goals. We will explore the importance of...
The Power of Health Savings Accounts
Investing in Your Future At Waypoint Bank, we understand that health is wealth. A Health Savings Account (HSA) can be a solid way to invest in both the physical and financial wellness of those who qualify. What is an HSA An HSA is a personal or family savings...
Harvesting Your Financial Success
Your End-of-Year Check-Up with Waypoint Bank As 2023 comes to a close, it's an ideal time to take a look at your finances. Did these change during the year? At Waypoint Bank, we believe it's essential for everyone to do a simple, end-of-year financial check-up....