Blog
Financial Independence – You Can Achieve Financial Freedom
In celebration of Independence Day this month, we want you to start thinking about your financial independence. With the busy summer ahead, it can be tough to keep up with monthly expenses, let alone contribute to any type of savings account. While it can be...
Waypoint Bank Recipes for a Great Summer Cookout
Summer means cook-outs, BBQ's, and celebrations with family and friends. If you aren't sure what to contribute to the meal, we have you covered. These are our favorite recipes to enjoy with friends and family this summer! Jalapeno Poppers 1 tsp garlic powder 1 tsp...
How to Budget For an Expensive Wedding Season
While we all enjoy celebrating love, the wedding season itself can be difficult to navigate financially. Committing to multiple weddings during the summer means committing to several costs, including travel, wardrobe, registries, food, and lodging. Even though it can...
Account Safety Tips – How To Stay Safe From Fraud
June is Internet Safety Month and online financial scams are on the rise. Here are some tips on how to protect yourself and keep your accounts safe: Store your personal documents in a secure location: This includes, but is not limited to, birth certificate, social...
How to Budget For Fun This Summer
As the weather warms up and days get longer, summer invites us to enjoy outdoor fun, special events, and time with family and friends. But having a blast in the summer can cost a lot. Don't worry! By being creative and planning smart, you can have an amazing summer...
Put Your Tax Refund To Good Use This Year
Tax season is over! And if you received a tax refund this year, you may be thinking, what do I do with this extra money? We all love a good impulse buy, but sometimes that results in buyers’ remorse when we realize later that we did not need that item. Consider these...
Teaching Your Children About Financial Basics
Is your child ready to learn about money? Not sure how to teach them? Keep reading for some tips on teaching kids about financial basics. Start with an allowance Have your child do chores around the house, or earn good grades at school, to earn an allowance. It can be...
Test Your Financial Literacy With This Quiz
Think you know all there is to know about finances? Take this short quiz to see how much you really know! 1. How much of your paycheck should go to savings? a. 50% b. 20% c. 90% d. No idea 2. Amy and Tony are twins. At the age of 20, Tony started contributing $40 a...
Building Credit for Future Financial Success
Are you new to the world of credit or looking to boost your score? Establishing credit is crucial to achieving financial independence. Let’s look at how to navigate the path to building a strong credit foundation. Understanding the Basics Building credit starts with...
What Determines Your Credit Score? The 5 Big Factors
We are diving into the elusive credit score equation, and what you can do to improve your credit score. Your credit score is more than a number. It’s used to determine your creditworthiness, or your likelihood of paying back a loan. Whether you are applying for a...