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Test Your Financial Literacy With This Quiz

Test Your Financial Literacy With This Quiz

Think you know all there is to know about finances? Take this short quiz to see how much you really know! 1. How much of your paycheck should go to savings?a. 50%b. 20%c. 90%d. No idea2. Amy and Tony are twins. At the age of 20, Tony started contributing $40 a month...
Building Credit for Future Financial Success

Building Credit for Future Financial Success

Are you new to the world of credit or looking to boost your score? Establishing credit is crucial to achieving financial independence. Let’s look at how to navigate the path to building a strong credit foundation. Understanding the Basics Building credit starts with...
What Determines Your Credit Score? The 5 Big Factors

What Determines Your Credit Score? The 5 Big Factors

We are diving into the elusive credit score equation, and what you can do to improve your credit score. Your credit score is more than a number. It’s used to determine your creditworthiness, or your likelihood of paying back a loan. Whether you are applying for a...
Bill Pay: It is Easy-to-Use and Reliable

Bill Pay: It is Easy-to-Use and Reliable

Make paying your bills smooth and simple What is Bill Pay, you may ask? It is a FREE feature and automatically included once you sign up for online banking from Waypoint Bank. Bill Pay allows you to set up reminders for when your payments are due, set up recurring...
Rebuild Your Credit Score from the Ground Up

Rebuild Your Credit Score from the Ground Up

Get a Fresh Start in the New Year In the journey of financial well-being, credit plays a crucial role. Whether you’ve faced setbacks due to unexpected circumstances or simply want to improve your credit score, the good news is that rebuilding your credit is not...

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