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What Determines Your Credit Score? The 5 Big Factors

What Determines Your Credit Score? The 5 Big Factors

We are diving into the elusive credit score equation, and what you can do to improve your credit score. Your credit score is more than a number. It’s used to determine your creditworthiness, or your likelihood of paying back a loan. Whether you are applying for a...
Bill Pay: It is Easy-to-Use and Reliable

Bill Pay: It is Easy-to-Use and Reliable

Make paying your bills smooth and simple What is Bill Pay, you may ask? It is a FREE feature and automatically included once you sign up for online banking from Waypoint Bank. Bill Pay allows you to set up reminders for when your payments are due, set up recurring...
Rebuild Your Credit Score from the Ground Up

Rebuild Your Credit Score from the Ground Up

Get a Fresh Start in the New Year In the journey of financial well-being, credit plays a crucial role. Whether you’ve faced setbacks due to unexpected circumstances or simply want to improve your credit score, the good news is that rebuilding your credit is not...
The New Year is a Time for New Financial Goals

The New Year is a Time for New Financial Goals

How to Create Successful Financial Resolutions As we step into a new year, it’s not just about embracing new resolutions for a healthier lifestyle or reading more books; it’s also a great time to create successful financial goals. We will explore the...
The Power of Health Savings Accounts

The Power of Health Savings Accounts

Investing in Your Future At Waypoint Bank, we understand that health is wealth.  A Health Savings Account (HSA) can be a solid way to invest in both the physical and financial wellness of those who qualify.  What is an HSA An HSA is a personal or family savings...

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