Business Loans
Let Waypoint Bank be your guide to financial success.
Local Support
When your business is growing, you need commercial lending from a bank partner who will understand your needs and help you arrive at the next level. We’ve over 140 years of working with businesses and urge you to set an appointment at any of our 7 branches located across Nebraska and Colorado to speak with an experienced banker about your needs and goals.
Don’t have an appointment?
Flexible Loan Options
Commercial loans do require financial background information to help us help you the best we can. Please bring:
Personal financial statements
Three years of personal and corporate tax returns
Your business plan
Most recent financial statement, including P&L and Balance Sheet
Entity documents and descriptions of the business
Our bankers will get to know you and your financial situation before providing options to you.
Working with a family-owned bank for your commercial loan has its perks—there is no cost to apply for a business loan. We offer fixed and variable interest rate loans and can discuss how these options may affect you. There are a variety of potential fees, such as appraisal, title, and filing fees, and we will help you understand the various fees and your repayment terms as well. We want to make sure you understand exactly how this loan sets you up for success and how the return on your investment of time and energy will benefit you. Ready to speak with a banker about a commercial bank loan for your business? Contact us today!
Commercial Real Estate
Construction
Mini-Perm
Owner Occupied
Income Producing Property
Multi-Family
Floating or Fixed Rate Options
SBA Loans
504 Government loan programs
SBA loans are backed by government-sponsored loan guarantees
Equipment Financing
With competitive rates and terms up to 7 years, we have the right equipment loan for you.
Construction Equipment
Agriculture Equipment
Business Credit Cards
Lines of Credit
With fast approval times and competitive rates, Waypoint Bank can provide you with quick access to funds that meet your daily or seasonal operational needs.
Secured or unsecured lines
Revolving or non-revolving lines
Interest only terms
Annual renewals
Agricultural Banking
Checking accounts
Loans
For more information on our Ag banking options, visit our Ag banking page.
Loan Calculator
Not sure which loan to choose?
Let our highly knowledgeable staff be your guide to financial success! We will help you find the loan that is right for you.