Personal Loans


You already know that Waypoint Bank has some of the most reliable and friendly staff around, but did you know that we also have a full staff of highly knowledgeable personal bank loan officers for nearly every walk in life? We are always here to answer questions and provide you with the information and peace of mind you need to make important life decisions. If you already know exactly what you want and need to do, we are here to help you find the best rates. If you are not sure, let us guide you through the process so that you can make the best decision for you.

And, of course, there are never any fees or costs to apply for a consumer loan. Talk to our lenders in Colorado or Nebraska today!

Types of Consumer/Personal Bank Loans

Home Loans

A home is one of the biggest and most exciting purchases you may ever make in your life. Don’t trust your mortgage loan to just anybody. Waypoint Bank’s loan officers truly care about you and want to help you make the best decision for your family and for your future. No matter where you are in the process, trust our knowledgeable FHA approved lenders to help guide you through to the end. We will dig in and do what it takes to find the right loan for you.

We offer competitive rates, no matter if it is your first time buying or not. If you already have a personal bank loan but want to lower your interest rate, call us today. Refinancing is a great option that can help you to lower your monthly payments, so you can put that money toward all the other important things in life.

Let us help you with your new purchase. We provide free pre-qualifications so that you can be prepared when you find the right home for you. Our FHA approved lenders will be with you through the entire process, including the day you get the keys to your brand-new house. Time to start the journey to your new life. Let us help you navigate to your new waypoint.

There are many types of home loans available such as Conventional, Rural Development (Rd), Federal Housing Administration (FHA), and Veterans Affairs (VA) loans. Want to learn more? Contact a Waypoint Bank home loan specialist today.

Home Equity Line of Credit

A Home Equity Line of Credit (HELOC) is a great way to make funds available to you for whatever you need, whenever you need it. Rather than filling out paperwork for a new personal bank loan every time you need some extra financial support, talk to one of our officers about a HELOC.

  • Ready to purchase a new car?
  • Have one or more students preparing for college?
  • Looking to consolidate some high-interest debt?
  • Home improvement projects in your future?
  • Want funds available for emergencies?
  • Want to finally take that exotic vacation?

If you said yes to at least one of these questions, schedule an appointment to discuss your options. Our knowledgeable staff can help guide you through the options to find the right personal bank loan for you.

Car Loans

Did you know that you don’t have to go through the car dealership and their list of lenders? Let Waypoint Bank help you find a competitive rate with low fees. Don’t pay more than you have to! Come on in to one of our convenient Colorado or Nebraska branch locations or give us a call. We want to help you to find the best rate and get you pre-approved quickly.

Come on in or write to us today. We want to help you to find the best rate and get you pre-approved quickly.

Nada Car Guides

Personal Installment Loans

If none of the personal bank loans above seem fitting for you, do not worry! Our loan officers are here to find the best loan for you, no matter what your circumstance. We offer installment loans for personal, family, and household purposes.

Whether you have a major expense coming up or just want to consolidate some of your debt, talk to one of our friendly staff today. Fill out our contact form and one of our loan officers in Colorado or Nebraska will contact you shortly.

How to apply

In order to make your visit faster and smoother, loan forms are available for download at the bottom of this page. Use the list below for putting together your loan package. Please print the applicable forms, fill out all relevant information, and bring to your appointment.

Don't have an appointment?

Consumer/personal bank loan application requirements are as follows:

  • Completed application, including the following information:
    • Name and address
    • Social security number
    • Amount and purpose of the loan
    • Preferred date of payment

*Borrowers have certain rights under Federal law related to resolving errors and requesting information about a loan account. You may learn more about your rights by contacting your local servicer or calling 308-784-2515.

**Interest rates and repayment terms vary. Initial loan costs depend on what outside loan-related services are needed.

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