Personal Loans
Let Waypoint Bank be your guide to financial success.
Best Rates, Peace of Mind
At Waypoint Bank we have a staff of highly knowledgeable personal bank loan officers for nearly every walk of life. We are available to answer questions, provide information and also find the best rates to provide you with peace of mind to help you make important life decisions.
And, of course, there are never any fees or costs to apply for a consumer loan. Talk to our lenders in Colorado or Nebraska today!
Home Loans
A home is one of the biggest and most exciting purchases you may ever make in your life. Don’t trust your mortgage loan to just anybody. Waypoint Bank’s loan officers truly care about you and want to help you make the best decision for your family and for your future. No matter where you are in the process, trust our knowledgeable FHA approved lenders to help guide you through to the end and find the best loan for you.
We offer competitive rates, no matter if it is your first time buying or not. If you already have a personal bank loan but want to lower your interest rate, call us today. Refinancing is a great option that can help lower your monthly payments, so you can put that money toward all the other important things in life. Let us help you with your new purchase. We provide free pre-qualifications to help you be prepared when you find the right home. Our FHA approved lenders will be with you through the entire process, including the day you get the keys to your brand-new house.
There are many types of home loans available.
Conventional
Rural Development (Rd)
Federal Housing Administration (FHA)
Veterans Affairs (VA) loans
Want to learn more? Contact a Waypoint Bank home loan specialist today.
Home Equity Line of Credit
A Home Equity Line of Credit (HELOC) is a great way to make funds available to you for whatever you need, whenever you need it. Rather than filling out paperwork for a new personal bank loan every time you need some extra financial support, talk to one of our officers about a HELOC.
Ready to purchase a new car?
Looking to consolidate high-interest debt?
Want funds available for emergencies?
Have one or more students preparing for college?
Home improvement projects in your future?
Want to finally take that dream vacation?
If you said yes to any of these questions, schedule an appointment to discuss your options. Our knowledgeable staff can help guide you through the options to find the right personal bank loan for you.
Car Loans
Did you know that you don’t have to go through the car dealership and their list of lenders? Let Waypoint Bank help you find a competitive rate with low fees. Don’t pay more than you have to! Visit one of our convenient Colorado or Nebraska branch locations or give us a call so we can help you get pre-approved and find the best rates.
Personal Installment Loans
If none of the personal bank loans above seem fitting for your needs, don’t worry! Our loan officers are here to find the best loan for you, no matter what your circumstance. We offer installment loans for personal, family, and household purposes.
Whether you have a major expense coming up or just want to consolidate some of your debt, talk to one of our friendly staff today. Find your nearest branch today!
Want to see your estimated payments? Check out a loan calculator here.
Consumer/personal bank loan application requirements are as follows:
Completed application, including the following information:
Name and address
Social security number
Amount and purpose of the loan
Preferred date of payment
*Borrowers have certain rights under Federal law related to resolving errors and requesting information about a loan account. You may learn more about your rights by contacting your local servicer or calling 308-784-2515.
**Interest rates and repayment terms vary. Initial loan costs depend on what outside loan-related services are needed.
Payment Calculators
Need to calculate your estimated payment for a loan you want to take out? Stop by one of our friendly branches and we can walk you through it. In the meantime, check out a payment calculator or use the loan calculator below.