And, of course, there are never any fees or costs to apply for a consumer loan.
Types of Consumer Loans
A home is one of the biggest and most exciting purchases you may ever make in your life. Don’t trust your mortgage loan to just anybody. Waypoint Bank’s loan officers truly care about you and want to help you make the best decision for your family and for your future. No matter where you are in the process, trust our knowledgeable officers to help guide you through to the end. We will dig in and do what it takes to find the right loan for you.
We offer competitive rates, no matter if it is your first time buying or not. If you already have a loan but want to lower your interest rate, call us today. Refinancing is a great option that can help you to lower your monthly payments so you can put that money toward all the other important things in life.
Let us help you with your new purchase. We provide free pre-qualifications so that you can be prepared when you find the right home for you. We will be with you through the entire process, including the day you get the keys to your brand new house. Time to start the journey to your new life. Let us help you navigate to your new waypoint.
There are many types of home loans available such as Conventional, Rural Development (Rd), Federal Housing Administration (FHA), and Veterans Affairs (VA) loans. Want to learn more? Contact a Waypoint Bank home loan specialist today.
Home Equity Line of Credit
- Ready to purchase a new car?
- Have one or more students preparing for college?
- Looking to consolidate some high-interest debt?
- Home improvement projects in your future?
- Want funds available for emergencies?
- Want to finally take that exotic vacation?
If you said yes to at least one of these questions, schedule an appointment to discuss your options. Our knowledgeable staff can help guide you through the options to find the loan for you.
Don’t pay more than you have to! Come on in or write to us today. We want to help you to find the best rate and get you pre-approved quickly.
Personal Installment Loans
How to apply
In order to make your visit faster and smoother, loan forms are available for download at the bottom of this page. Use the list below for putting together your loan package. Please print the applicable forms, fill out all relevant information, and bring to your appointment.
Don't have an appointment?
- Completed application, including the following information:
- Name and address
- Social security number
- Amount and purpose of the loan
- Preferred date of payment
*Borrowers have certain rights under Federal law related to resolving errors and requesting information about a loan account. You may learn more about your rights by contacting your local servicer or calling 308-784-2515.
**Interest rates and repayment terms vary. Initial loan costs depend on what outside loan-related services are needed.