Personal Checking Accounts
Let Waypoint Bank be your guide to financial success.
Keep your personal checking account with someone you trust!
Waypoint Bank has always made our customers and the community a top priority—just one reason why we are a bank with free checking accounts.
Find the best checking account for you
Online and mobile banking
Included with all accounts.
Bill Pay
FREE and included once you are signed up for online banking eStatements. Save paper and check your accounts online for free from anywhere.
Local customer service
Our customer service is local and loves to help! Stop by your local branch or give us a call with any questions you have about checking account options.
Free checking
No monthly service charge.
Free debit card.
Free box of checks.
Online bill pay.
Free online banking.
Free mobile banking.
eStatements.
Waypoint Advantage Checking*
Earn a higher interest rate on balances up to $20,000.
Free mobile banking.
Free online banking.
eStatements.
*Please call for current rates.
NOW Checking*
Earn interest.
Write checks.
Use your debit card.
Free online banking.
Free mobile banking.
eStatements.
*Please call for current rates.
Investment Plus*
Limited debits, high interest.
Tiered interest rates.
Great for high balance accounts.
The more money you have in your account, the more interest you will earn.
Free mobile banking.
Free online banking.
eStatements.
*Please call for current rates.
Smart-Start Checking
For students aged 16-24.
Low opening balance.
Free checks.
Free debit card.
No Waypoint Bank ATM fees.
Free online banking.
Free mobile banking.
eStatements.
See more here.