Savings Accounts
Let Waypoint Bank be your guide to financial success.
Personal Savings at Waypoint
Be prepared for special events, car or vehicle emergencies, retirement, and more by opening a personal savings account at any of Waypoint Bank’s local Colorado or Nebraska branches. We offer a few different options and can assure you that there is something for everyone. See below for details or download the comparison chart.
Our Options
Personal Savings
With our low opening balance of $100 and no high monthly fees for having a low balance, you can open a savings account today and have your money when you need it. Set up direct deposit from your paycheck to help you make regular progress toward your goal. With online banking, also set up manual or automatic transfers right from your checking account.
Certificates of Deposit (CDs)
Waypoint Bank offers individualized Certificates of Deposit (CDs), from 3 months to 60 months. We offer competitive rates that usually increase with a longer term.
Club Santa Savings
Our Club Santa personal savings account is a great way to save for Christmas shopping. You simply set up an automated transfer from an internal account periodically throughout the year to help you prepare for the holiday season. Mid-October you will receive a check for the entire balance in your account to cover all your shopping needs.
Please Note: No manual deposits or withdrawals are allowed on this personal savings account; it is fully automated.
Individual Retirement Account (IRA)
One day, you will no longer have full-time income so it is important to save money to support you during your post-retirement years. Waypoint’s IRA Bank Savings account is a great way to prepare and offers great tax benefits compared to a typical savings account. Whether this is your main source of savings for retirement, or you want something to supplement the plan through your employer, contact us today to get started! Trust Waypoint to be the IRA bank of choice to help guide your personal savings & financial success!
Health Savings Accounts (HSAs)
Health Savings Accounts (HSAs) are a great way to help cover deductible and medical expenses. Waypoint Bank provides you with a debit card that makes it easy to purchase prescriptions, pay copays, buy medical equipment and more. The funds saved in an HSA account have tax benefits as well. HSAs are available to businesses and to individuals or families.
Personal Savings
Our low opening balance of $100 and no high monthly fees for having a low balance, you can open a savings account today and have your money when you need it. Set up direct deposit from your paycheck to help you make regular progress toward your goal. With online banking, also set up manual or automatic transfers right from your checking account.
Individual Retirement Account (IRA)
One day, you will no longer have a full-time income so it is important to save money to support you during your post-retirement years. Waypoint’s IRA Bank Savings account is a great way to prepare and offers great tax benefits compared to a typical savings account. Whether this is your main source of savings for retirement, or you want something to supplement the plan through your employer,
contact us today to get started! Trust Waypoint to be the IRA bank of choice to help guide your personal savings & financial success!
Certificates of Deposit (CDs)
Waypoint Bank offers individualized Certificates of Deposit (CDs), from 3 months to 60 months. We offer competitive rates that usually increase with a longer term.
Health Savings Accounts (HSAs)
Health Savings Accounts (HSAs) are a great way to help cover deductible and medical expenses. Waypoint Bank provides you with a debit card that makes it easy to purchase prescriptions, pay copays, buy medical equipment and more. The funds saved in an HSA account has tax benefits as well. HSAs are available to businesses and to individuals or families.
Club Santa Savings
Our Club Santa personal savings account is a great way to save for Christmas shopping. You simply set up an automated transfer from an internal account periodically throughout the year to help you prepare for the holiday season. Mid-October you will receive a check for the entire balance in your account to cover all your shopping needs.
Please Note: No manual deposits or withdrawals are allowed on this personal savings account; it is fully automated.
Not sure which account to choose?
Let our highly knowledgeable staff be your guide to financial success! We will help you find the personal savings accounts and loans that are right for you.