Savings Accounts


Be prepared for special events, automobile emergencies, retirement and more by opening a savings account. We offer a few different options to make sure there is something for everyone. See below for details or download the comparison chart here.

Savings

We offer a low opening balance (only $50 to get started) and do not charge high monthly fees for having a low balance, so you can use your money when you need it.

Set up direct deposit from your paycheck to help you make regular progress toward your goal. With online banking, you can also set up manual or automatic transfers right from your checking account.

Individual Retirement Account

One day, you will no longer have a full-time income, so it is important to save up money to support you during your post-retirement years. Waypoint’s IRA Savings account is a great way to prepare for this and offer great tax benefits compared to a typical savings account. Whether this is your main source of savings for retirement, or you want something to supplement your plan through your employer, contact us today to get started!

Certificates of Deposit

Waypoint Bank offers individualized Certificates of Deposit (CDs), from 3 months to 60 months. We offer competitive rates that usually increase with the longer terms. We often run specials so please check with your local branch for details.

Health Savings

Health Savings accounts are a great way to help cover deductible and medical expenses. Waypoint Bank provides you with a debit card that makes it easy to purchase prescriptions, pay copays, buy medical equipment and more! The funds saved in Health Savings accounts have tax benefits as well.

These accounts are available to businesses and to individuals or families. There is a one-time $25 setup fee with no additional charges or monthly fees. Contact us to learn more!

Club Santa Savings

Our Club Santa account is a great way to save for Christmas shopping. You simply set up an automated transfer from an internal account periodically throughout the year to help you prepare for the holiday season. Around October 25 of each year, you will receive a check for the entire balance in your account to cover all your shopping needs.

Please note: no manual deposits or withdrawals are allowed on this account; it is fully automated.

Not sure which to choose?

Let our highly-knowledgeable staff be your guide to financial success! We want to sit down and learn more about you so that we can work together to find the accounts and loans that are right for you.

Online Banking

Personal Banking Login

Enroll now

ECORP Login

You are leaving WaypointBank.com

Continue