Agricultural Banking (Ag Banking)


In Farming and Agriculture, reliability is one of the most important qualities—in a bank, in a machine, in a worker. Waypoint Bank is a bank you can count on for your agricultural banking needs, including Ag loans! We care about you and about doing what is best for you and your business. If you are a Colorado or Nebraska resident, our local branch experts can help you with all your financial needs.

Checking Accounts

We have multiple checking accounts with different benefits. Please view all our business accounts here.

Ag Loans

With over 140 years as a leader in agriculture financing, we understand that no two operations are alike. With lines of credit for row crop, cow and calf, and cattle feeding, we have the right agricultural loan for you. When it is time to expand your farm or to purchase new equipment, we can help. If you need a little assistance supporting your livestock or covering operating expenses, contact us.

How to apply

Interest rates vary and may be fixed or variable, depending on the loan and the circumstance. There may be costs, such as title, appraisal, and filing fees; however, there is no cost to apply for an Ag loan.

Ag loan application requirements are as follows:

  • Completed personal financial statement
  • 3 years personal tax returns
  • 3 years corporate tax returns
  • Interim financial statements, including balance sheet and income statements
  • Copies of appropriate business entity documents, such as articles of incorporation, partnership agreements,operation agreements, and certificates of good standing
  • A brief description, in your own words, of what the business is, what it does, and the purpose of the loan.

Born in the Midwest, Waypoint Bank is dedicated to providing personal and commercial banking services while maintaining our family-owned, community atmosphere. We specialize in agricultural banking because it’s where our roots began. Although we’ve expanded in Nebraska and Colorado, we strive to never lose our personal touch and pledge to never stop providing an exceptional banking experience. Waypoint Bank is committed to guiding your financial success. Contact your local branch today to get started!

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