Commercial Checking


The business world is hectic and full of surprises. That is why you need a bank who will always be there for you when you need them. Waypoint Bank cares about the success of your business! Our different options for Checking Accounts are just one way to make sure we meet your company’s needs. We also offer commercial loans and more for your everyday business needs!

All our business accounts offer ACH, as well as Remote Deposit services. Too busy to make it to the bank? Contact us to learn more!

Business Checking Accounts (both Regular & Interest-Bearing)

These accounts are set up specifically for businesses. They have a low requirement for an opening balance and offer a high number of debit transactions. For those businesses who expect to carry a steady balance of $1,000 minimum, you may consider the interest-bearing account so that you can earn interest on your company’s funds.

*The interest-bearing account was originally set up to mirror the NOW personal checking account, but with the same fees as the Business Checking.

Investment Plus

This account is for individuals and businesses who perform limited transactions each month (checks and debit) and want to focus more on earning interest on their funds. This account is available for both Personal and Business use.

Tiered Money Market Checking*

Waypoint’s tiered Money Market account is a restricted, high interest checking account. The reason it is “tiered” is because the more money you have in the account, the higher your interest rate. This type of account benefits businesses who tend to keep a higher balance in their checking account.

*Tiered Money Market checking account is available in Colorado only. Please call for the current rates.

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