Waypoint Bank Routing Number: 104902363


Credit Cards

Waypoint Bank partners with Elan for both consumer and business credit cards. Learn more about the different options or apply for a new card.

If you already have an Elan credit card through Waypoint Bank, login here to access.

MoneyPass ATM Cards

Waypoint Bank offers our customers access to the MoneyPass network with their VISA Debit Cards. MoneyPass provides surcharge-free ATM transactions to MoneyPass cardholders who use a MoneyPass ATM. There are 32,000 surcharge-free MoneyPass ATMs in the United States, located at financial institutions and retail locations. Locate a MoneyPass ATM machine near you.

Online Banking Services

Our online banking allows you to check balances, transfer funds, make loan payments, and more. Bill payment is FREE and automatically included once you sign up for online banking services. We also offer email notifications for important account updates.

Watch a demo of our CheckFree bill pay program.

Security – To ensure that our customers have the highest level of financial security available, we require the use of a “strong encryption” (128-bit) browser. (If you are a non-U.S. resident please see the International Customers text below). For security reasons, the recommended browsers are Microsoft Edge with a 128-bit encryption or Firefox with a 128-bit encryption. Note: We do NOT recommend the use of beta browser versions.

International Customers – Strong encryption browsers have not yet become available for export outside the U.S. and Canada. Your current browser is the best available security for customers outside the U.S. and Canada.

Mobile Banking Services

Mobile Banking on any phone with internet access allows you to securely: view your account balances, view your most recent transactions, pay bills, transfer funds between accounts, make loan payments and find a Waypoint Bank ATM or bank location in Colorado & Nebraska. Learn how to download mobile banking app.

Positive Pay

Positive Pay is an automated check fraud detection service that allows customers to maintain control of their business. It minimizes forged, altered or counterfeit checks, saving businesses time and money.

POP Money

POP Money makes it easy to send and receive money with family and friends. This financial solution does not require you to share an account. They don’t even need to use the same bank! A few small steps and they are all set. POP Money can be accessed from the Waypoint Bank mobile app or online banking account.

Mobile Deposits

Deposit checks from the comfort of your home, car, or office. Simply follow the instructions on our mobile app to take a picture of the check and deposit it into your account. Mobile deposits are the financial solution for the busy individual.

Notary Service

If you have legal documents that need to be notarized, bring them into your local Waypoint Bank branch in Colorado or Nebraska. We have notaries on staff to help you out with your notary needs.

Cashier’s Checks & Money Orders

Some financial transactions require something more than a personal check. If you have the need for a cashier’s check or money order, visit your local Waypoint Bank branch and see one of our tellers. We can provide you with these banking services using cash or pulling the money directly from one of your accounts.

Reorder Checks

Running low on checks? Conveniently reorder checks using our online portal.

Safety Deposit Boxes

Some of our locations in Colorado & Nebraska host safety deposit boxes for you to keep your valuables or sensitive documents safe and private. Contact us to find out if there are boxes available at your local branch.

More questions about financial solutions? Contact any Waypoint Bank branch. We have convenient locations throughout Colorado & Nebraska!

Personal Online Banking

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